The new house is bleeding me dry and causing me a lot of stress…don’t be like me

Bought and moved into a new house in the spring. It’s a decades old re-sale home, not a new build. It was a sellers market back then during the BoC interest rate pause. So no home inspection in our offer. Ya you know where this is going. I will save you the details, but we’ve been having leaks everywhere and it’s costing us a fortune to fix and a lot of stress. Over $15k spent in the last 3 months, and still not fixed.Ya we have an emergency fund, so we’re not in debt but I’m pretty much cashflow negative every month. Due to our inexperience, we were fooled by superficial things that catch your eye but failed to spot important details about the condition of the house. Here’s what I would do differently in hindsight:Do not buy without an inspection clause. Having a house inspector is nice, but they can miss things too. Ultimately it’s on you to do your due diligence. So more points below.Walk through EVERY part of the house, including the garage. We only looked into the garage but did not walk around the garage. Ya it looked fine from outside looking in. But had we done so, we would have seen the water stains/damage on the ceiling of the garage. This alone would have dissuaded us from making an offer.Look closely at and around the windows. Look for fog in between the glass, frame in poor condition (especially wooden frames that rot over time), cracks in the drywall around the windows, etc. Could be signs of improper/failed seal, and/or leak.Look for damaged sidingDo not buy a house with a deck directly above the garage. If it leaks, you’ll have to tear out the deck to investigate/repair. Costs a lot of time, $$$ and is a PITA.Inspect the roof! Especially if it was last replaced more than a couple of years ago. Most likely there’s broken/missing shingles that’s going to cause leaks.If the opportunity presents itself, look through the property after it rains (better if it’s heavy rain/storm), and look for leaks. I’m probably missing a lot here, but if I ever buy another house. I would add those to my list of things to look out for. We make pretty good money, so I’m sure the problems will eventually go away once we throw enough money at it, but still it’s just a lot of stress and entirely preventable. Don’t be like me.​ via /r/PersonalFinanceCanada https://ift.tt/rMaop5X