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When I was furnishing my kitchen for the first time some years ago, I had done my research here and elsewhere on what brands and items were worth spending the money on. As many of you know buying quality items for a kitchen can get EXTREMELY expensive. I was talking with my older brother about exactly this when he gave me the advice to buy a few core quality items, And just cheap buy everything else.He reasoned that a few good saucepans and a nice boiler with a cast iron skillet and a good knife, would be worth buying first and buying well. Everything else you could just replace as you went along when they break or aren’t quite what you’re looking for. This spreads the cost out over time instead of one or two large lump sum purchases. Plus the added bonus of not buying expensive name brand items when something cheap can do the job just as well for just as longThought this might be a useful financial strategy for other like me who can’t just buy a full all clad or le creuset set in one go. via /r/BuyItForLife https://ift.tt/3lb07YG

I’m a psychologist currently providing online psychotherapy. I’ve been providing therapy for several years now and specialize in treating people with a history of perfectionism and anxiety. While I can’t provide therapy over reddit, I am happy to answer general questions about symptoms and treatment of anxiety, online therapy, and mental health/psychological issues in general.Outside of the therapy room, I love young adult (YA) and sci-fi stories! Harry Potter, Doctor Who, Supernatural, The Magicians, etc.My proof: https://ift.tt/38yFSiE This post is for educational and informational purposes only and not therapy or a substitute for therapy. If you’re experiencing thoughts or impulses that put you or anyone else in danger, please contact the National Suicide Help Line at 1-800-273-8255 or go to your local emergency room.Edit 11:12AM EST: I’m loving all of these questions! I am going to try my hardest to answer as many as I can throughout the day. Keep them coming! :)Edit 1:13PM EST: Wow, thank you all for the questions! I am going to take periodic breaks and answer as many as I can.Edit 5:45PM EST: I am still here! I am taking my time and trying to answer as many as I can. I will edit the post when I am no longer answering. I’m hoping to answer as many questions as I can over the next few days. I appreciate all of you sharing and being vulnerable. I am reading every single post. Please keep in mind that I can’t answer super specific, personal questions and am doing my best to give resources and general answers when possible in those situations. via /r/IAmA https://ift.tt/2NeE6Mc

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We are the Microsoft Excel product team. Come ask us anything, from XLOOKUP to Sheet Views to lambda functions. Our whole team will be online answering your questions starting at 10 AM PT on March 10, 2021. Proof: https://twitter.com/msexcel/status/1361792480723795971/////That’s a wrap for today, folks! Our team will continue to work through your unanswered questions offline.Thank YOU so much for your time and your questions & feedback!Please fill out this short survey at https://ift.tt/3bzQboH to let us know what you think of this AMA and future AMAs. via /r/IAmA https://ift.tt/38u55dZ

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I think it’s sad more than anything, say you and your partner could afford the mortgage for a 200k house, right now if you put in a offer for their asking price they’ll tell you someone from Toronto came and offered 500k for the place, who will just rent it out or tear it down. Young couples who don’t somehow have amazing jobs in their early 20s are completely screwed. There is no way to compete. your forced to rent out and piss away all your money when you could be spending it on a mortgage. something needs to change for the young folk of Canada. via /r/ontario https://ift.tt/2NVEuja

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If I hear “I’m not going to work OT because it’ll go to taxes” one more time, I’ll snap.I’m an average person. I’m not a genius. I went to college and work an average job. I understand how income tax brackets work. Over the years I’ve had many friends, classmates, coworkers etc who clearly don’t. Well educated, intelligent and hard working people who walk right past free money because they don’t understand taxes.I’d kill for a job that allowed Overtime, yet my friend who is a nurse refuses to work OT because it’ll “go to taxes”. Very frustratingEdit: Oh, I have a friend who argued against a 15 dollar minimum wage using tax brackets. Apparently making 14 bucks an hour is more money than making 15 bucks an hour because “taxes”. Shit, I guess I’m losing money at 25 bucks an hour then via /r/PersonalFinanceCanada https://ift.tt/3uNWcWi

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