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Cibc linkAnd if that doesn’t work here’s another way I uploaded it:) extremely eye-opening article for myself and hopefully it can help others. PDF created August 2020 so fairly recenthttps://drive.google.com/file/d/1two19tMBz9M0jiDMxvkATrTuRVr3EFct/view?usp=drivesdk via /r/PersonalFinanceCanada https://ift.tt/3fzwFJM

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6% made sense when a house was 50k.6% doesn’t make sense when you’re selling a 500k house.Losing out on 30k to have someone act as a go between isn’t worth it.I just sold a house in Moncton NB, private sale. Here’s a break down on costs and what if costs, my house sold for roughly 300k.Private sale: $46.42. The cost of a sign and some basic stuff required for an open house. Free advertising on Facebook and Kijiji.Property guys: $999+ Tax. This was my plan B. Didn’t have to do it.Agent: Roughly 18k. Lol no ty.Also, I was going to have to pay lawyer fees regardless of how to sold my house so I chose to pay slightly higher lawyer fees to have my lawyer handle the entire transaction than that pay both a lawyer and an agent.Selling my home was extremely easy. I took some photos, posted it online and had a 2 day open house, once I got an offer I liked we signed a contract provided by my lawyer, after the buyer had their inspection, financing and insurance firmed up I submitted all the documents to my lawyer and she handled the rest.Handling the sale myself wasn’t bad, I see the value in using a agent if you’re buying from a different province or something but with the current market and these inflated housing prices paying someone a percentage to sell a house makes no sense at all.The RE agent industry needs a rework. via /r/PersonalFinanceCanada https://ift.tt/33ReTfi

Seriously, stop using RE agents to sell your home.

6% made sense when a house was 50k.6% doesn’t make sense when you’re selling a 500k house.Losing out on 30k to have someone act as a go between isn’t worth it.I just sold a house in Moncton NB, private sale. Here’s a break down on costs and what if costs, my house sold for roughly

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Location :ONLast 3 years I have been in a bubble thinking i had a good pay making 85k in ON public sector.Started looking around this year and ended up with 120k+ bonus & stocks.. PM role.. if I stick around for a few years I might be able to touch close to 200 k (TC) ..cant stop thinking why I didn’t make the move early on.. not sure if this a post pandemic phenonminion but I feel private sector is starting to pay more if you look around..Good luck for those searching. via /r/PersonalFinanceCanada https://ift.tt/2Qo5t81

Is public sector salary a joke now for IT roles?

Location :ONLast 3 years I have been in a bubble thinking i had a good pay making 85k in ON public sector.Started looking around this year and ended up with 120k+ bonus & stocks.. PM role.. if I stick around for a few years I might be able to touch close to 200 k (TC)

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This post describes how to create two C# and ASP.NET Core Microservices. Both microservices have their own bounded context and domain model. Each microservice has its own database and REST API. One microservice publishes integration events, that the other microservice consumes. via /r/dotnet https://ift.tt/3tRBsuY

How to Build an Event-Driven ASP.NET Core Microservice Architecture

This post describes how to create two C# and ASP.NET Core Microservices. Both microservices have their own bounded context and domain model. Each microservice has its own database and REST API. One microservice publishes integration events, that the other microservice consumes. via /r/dotnet https://ift.tt/3tRBsuY

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Every so often, I read a book where an author speaks to my soul. I feel like I crave deeper and more meaningful conversations in my life, and when I don’t have access to that (which is the majority of the time), I feel so deeply fulfilled by books.I just read David Chang’s Eat a Peach. I picked it up being an average fan of the chef, never eating at his restaurants but seeing a couple things with him on tv. I tend to lean towards nonfiction, so I was like eh whatever, I’ll give it a try.And my god! His raw and honest truth, his entire philosophy on his mental health and how he keeps pushing himself through his depression every day- this was what I needed as someone who struggles through depression myself. I just love reading a book that I can’t put down because it feels like a conversation with a friend that I never want to end. via /r/books https://ift.tt/3uXsttO

Reading books is my therapy

Every so often, I read a book where an author speaks to my soul. I feel like I crave deeper and more meaningful conversations in my life, and when I don’t have access to that (which is the majority of the time), I feel so deeply fulfilled by books.I just read David Chang’s Eat a

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I know this isn’t applicable to everybody, but just wanted to share my very happy story so that maybe some others that are in similar situation as me can benefit from it.A few months ago, I worked as a software engineer (still do) and really liked the company I was working at. I’d periodically have a few recruiters reach out to me over LinkedIn a few times a week, generally for positions/companies I wasn’t interested in. After a year or so of that, I started to pretty much ignore recruiters that would reach out.Recently I started to just explore the idea of throwing out a large salary requirement at recruiters that were trying to fill a role that was even remotely interesting to me. So I started giving them a value that was double my current salary and as it turns out, some were totally open to that figure. I thought these salaries only came from top companies like Facebook/Apple/Amazon/Google etc, but I was wrong, I was given a salary that was higher than what most of those companies offer.I admit this may sound a bit like humble bragging, but I have spoken to a lot of others who would simply just ignore recruiters like I did before.–EDIT–I had initially left out a lot of information such as salary/location/experience as that isn’t the intent of this post. I was primarily just trying to tell others of my experience.There have been a few comments made before about being underpaid at my previous company. That isn’t the case and I was being paid a bit above market competitive rate.This is also in the GTA area, for an international company with offices in Canada, working fully remote. via /r/PersonalFinanceCanada https://ift.tt/3bpsAXd

Don’t always ignore recruiters on LinkedIn

I know this isn’t applicable to everybody, but just wanted to share my very happy story so that maybe some others that are in similar situation as me can benefit from it.A few months ago, I worked as a software engineer (still do) and really liked the company I was working at. I’d periodically have

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