https://ift.tt/2TszmW4 via /r/TheWayWeWere https://ift.tt/3q0sZ8J

https://ift.tt/3gpCsmR via /r/BeAmazed https://ift.tt/35hMEY4

https://ift.tt/3cA3mpp via /r/graphic_design https://ift.tt/3cAKVBi

https://ift.tt/3gfz5yG via /r/webdev https://ift.tt/3wlT8RE

It’s 1971.Be NIMBY boomer.Pay $3,800 for 4-years of tuition.Buy house for $35,000 on the salary of a grocery bagger.Vote NIMBY policies for 50 years.Vote for policies that prioritize asset inflation above-all-else for 50 years.It’s 2021.Sit at home doing nothing all year.House increased $250,000 in value last year.Pay 0% capital gains on the sale.It’s 2021.Be me.Work your ass-off to become a senior software engineer.Long hours, headaches, humiliating interviews, countless server meltdowns.Work tirelessly to put out fires.Brain exhausted from all the complexity. Complexity constantly increasing. New languages and systems to learn every year.Build products that generate net-new long-term business revenue for Toronto and Canada.Earn $120,000.After working tirelessly all year, only receive $80,000 after taxes.Only save $36,000 after high rent and living expenses.Condo within 1-hour commute appreciated $135,000 this year. Again, outpaced by asset appreciation.How is this fair?Who has the motivation to jump through all those hoops — acquire skilled education, pay for university, work tirelessly to build experience, work long hours as a highly skilled professional — only to have nothing to show for it? via /r/canadahousing https://ift.tt/3vkUo63

https://ift.tt/3gnbhrp via /r/toronto https://ift.tt/3g8sA0r

https://ift.tt/3irz7oB via /r/interestingasfuck https://ift.tt/354TtMr

https://twitter.com/aphilosophae/status/1402434266970140676?s=21 via /r/canadahousing https://ift.tt/3g9vXEw

https://ift.tt/3xas0F3 via /r/houseplants https://ift.tt/3g92IkW

https://ift.tt/3pxap7I via /r/OldSchoolCool https://ift.tt/3crKJUW

https://ift.tt/3w1PcoJ via /r/OldSchoolCool https://ift.tt/3xasMlH

I have been living in Germany for 6 years with my wife, and today I went to the city hall and submitted my documents to apply for the citizenship. However this will require me to renounce Canadian citizenship once I get the German one. What led me to this decision is that Canada is no longer the place it was, there are very few jobs which are low paying, and combined with the low pay you also have out of touch housing prices. Also, I love living in Europe and I have no desire to return to Canada, (I want to add that my line of work is very in demand in Europe). I wish everyone in Canada best of luck with the housing crisis, and also that leaving Canada is an option. via /r/canadahousing https://ift.tt/3fXBYnE

https://ift.tt/2T6wDRK via /r/DIY https://ift.tt/2Rxh8lC

https://ift.tt/34Wp2bb via /r/itookapicture https://ift.tt/3fZIV7J

No text found via /r/quotes https://ift.tt/2TPfWLd

https://ift.tt/3pqW5O2 via /r/canada https://ift.tt/3x31ygK

https://ift.tt/2ZCOWh4 via /r/CanadaPolitics https://ift.tt/3x9i9Q3

https://ift.tt/34V4vns via /r/space https://ift.tt/34SITbp

https://ift.tt/34VMAgn via /r/interestingasfuck https://ift.tt/34Y5X8K

https://ift.tt/3imrnEo via /r/GetMotivated https://ift.tt/3pshM0n

You know the housing market is fucked when 6/30 people from your high-school classes became real-estate agents after dropping out of college and takin “weeks worth of courses”.You know the housing market is fucked when a bunch of your brothers’ friends quit their labour jobs and are making crazy money by building fences and porches.You know the housing market is fucked when its this hot and no government official would call it a bubble because they’re scared how hard it’ll pop.You know the housing market is fucked when you meet people online and say you’re from Canada, and the first thing they talk about is stupid expensive homes and rent prices.You know the housing market is fucked when everyone starts talking about it and they either think it’ll keep going up for ever (idiots) or it’ll crash…You know the housing market is fucked when the mortgage broker tells you “don’t worry if you lose your job, I know someone who can get you approved”.You know the housing market is fucked when < Insert comment here > via /r/canadahousing https://ift.tt/3pwyUCa

https://ift.tt/2TQsUIJ via /r/interestingasfuck https://ift.tt/3uYrBEb

https://ift.tt/3pr2dps via /r/interestingasfuck https://ift.tt/3co9Yau

https://ift.tt/3vUnWsm via /r/aww https://ift.tt/3pDEsLf

https://ift.tt/2T5gT1j via /r/toronto https://ift.tt/3pqDzVU

https://ift.tt/3x80pEJ via /r/aww https://ift.tt/3gcI3eF

https://ift.tt/3vZS99w via /r/serbia https://ift.tt/3w5Myi8

https://ift.tt/3vZymXz via /r/houseplants https://ift.tt/3vZ5hvr

https://ift.tt/3iixDgk via /r/EarthPorn https://ift.tt/3pryixw

https://ift.tt/3uZ031z via /r/aww https://ift.tt/34ZKtIh

https://ift.tt/3z5V2HL via /r/houseplants https://ift.tt/2RuYjzv

https://ift.tt/3pr8BwV via /r/interestingasfuck https://ift.tt/2SYYQdk

No text found via /r/quotes https://ift.tt/3pqw5SU

https://ift.tt/2S61EFz via /r/todayilearned https://ift.tt/2T4MIrc

https://ift.tt/3uXD0V1 via /r/woodworking https://ift.tt/3puRiLI

[removed] via /r/PersonalFinanceCanada https://ift.tt/2T7MIXj

https://ift.tt/3x29jn3 via /r/aww https://ift.tt/3x1u5Db

https://ift.tt/3z81tdr via /r/interestingasfuck https://ift.tt/3w17l67

https://ift.tt/3waltKk via /r/pics https://ift.tt/3uRrdaA

https://ift.tt/3uX1lu6 via /r/pics https://ift.tt/3ppM6IO

https://ift.tt/3zaWbhs via /r/interestingasfuck https://ift.tt/3g8gx20

https://ift.tt/3ggOM7h via /r/OldSchoolCool https://ift.tt/3puF8Cr

https://ift.tt/3uZGciE via /r/houseplants https://ift.tt/3fZLDdu

https://ift.tt/3x6fhDx via /r/funny https://ift.tt/3x7uXXb

https://ift.tt/3fYA2eu via /r/NatureIsFuckingLit https://ift.tt/2T7EMW3

https://ift.tt/34R8QIm via /r/houseplants https://ift.tt/34U6FDN

https://ift.tt/2TE8thO via /r/canadahousing https://ift.tt/3iihMOS

https://ift.tt/34ZhzYM via /r/canadahousing https://ift.tt/3ip7wV0

https://ift.tt/3uVLAUc via /r/OldSchoolCool https://ift.tt/3uZMEWQ

https://ift.tt/3pqT9ku via /r/PastAndPresentPics https://ift.tt/3uY9L4q

https://ift.tt/3uZ886v via /r/NatureIsFuckingLit https://ift.tt/3pqLiU5

https://ift.tt/3w0mox6 via /r/plants https://ift.tt/3fYt6y8

https://ift.tt/3gfDlNq via /r/aww https://ift.tt/34QQl6X

https://ift.tt/3wYIsrW via /r/interestingasfuck https://ift.tt/2Sczrg4

https://twitter.com/stevesaretsky/status/1401660770358685703?s=21 via /r/canadahousing https://ift.tt/3fXYDjH

https://ift.tt/3ilEbdY via /r/OldSchoolCool https://ift.tt/3fU7iDD

https://ift.tt/3fYaQVp via /r/houseplants https://ift.tt/3gdMRQX

https://ift.tt/3x3CXbC via /r/OldSchoolCool https://ift.tt/3uXwfT3

https://ift.tt/3cjhza8 via /r/OldSchoolCool https://ift.tt/3gaDXnr

https://ift.tt/3po17Ln via /r/interestingasfuck https://ift.tt/3ggADXO

https://ift.tt/2STY80V via /r/canadahousing https://ift.tt/34Pw7KC

https://ift.tt/2S6dH5O via /r/funny https://ift.tt/3fV5cDD

https://ift.tt/3pnDzpU via /r/plants https://ift.tt/3w01IoM

https://ift.tt/2TAEg38 via /r/toronto https://ift.tt/3gdGNIo

After denying children the opportunity of attending school for the month of June on safety concerns, he has the bloody cheek to criticize the school boards for not being able to snap their fingers and organize a socially distanced outdoor graduation ceremony because he has graciously given permission: “In a year like no other, school boards can’t think outside the box and do all they can to safely give Ontario students the send-off they rightfully deserve.” His absolute hypocrisy in all things disgusts me.Edits: Grammar mistakes. via /r/ontario https://ift.tt/2Rqgeaq

https://ift.tt/3cfytGS via /r/toronto https://ift.tt/3g0hedG

I (31M) and my wife (30F) just requested to payout the remainder of our mortgage in 2 days. I’m very excited and want to celebrate with some close friends and have a mortgage burning when restrictions start loosening up in a couple weeks (Ontario).I feel like it is a major milestone that would common to celebrate if we were say 50-60 years old but at 31 I’m not so sure.What did or will you do when your mortgage is paid?EDIT: I think the top comment wins based on the fact that this is getting mixed votes. Not sure why the down votes.”Don’t tell anyone”. Definitely the way to goEDIT2: I’m going to get some lasagna 🙂 via /r/PersonalFinanceCanada https://ift.tt/2RmEU3K

Was on the bus today back from my vaccine appointment on the 52 Lawrence East when a mentally unstable man boarded the bus without his mask, people made a fuss and he put it on but had a hard time with his motor skills. He was hitting the ground, losing balance bumping walls. Not drunk l, but he clearly had something off. He wasn’t violent at all but people kept going yelling at him saying he’s a fool, and for the bus driver to kick him off.He wasn’t directly harming or bothering anyone at all. He was just not in control of his motor skills but was completely aware. People were calling him stupid and that made me so mad. He was defending himself saying I can’t help it and fighting back verbally.It was bothering the fuck out of me this one guy was fighting the bus driver to kick him off but the driver said he wasn’t harming anyone.I didn’t know how to help him. People were being unreasonable and so rude saying ‘get off you idiot we have places to go.’ That’s fucking unacceptable.Literally the second I was about to get up to do something (I didn’t even know what I was going to do but I was so damn bothered by these people) a woman stood up and diffused it so well.She approached him and said ‘hey where, are you going? Maybe we can get off at the next stop together and I can help you?’ he was kinda still defensive and said ‘none of your business..’ she replied saying ‘i want to help you’. He immediately felt releif feeling frustrated that people are scared of him. He said I couldn’t even hurt a fly, let alone a person. He sounded so sad and said ‘people look at me and don’t get it. I can’t control it. I’m not on drugs. I just can’t help being this way. Every day I deal with people like this and I hate it’ that hurt my soul after witnessing everything. I didn’t know how to help him but she did it so perfectly. She said she was a social worker which I don’t doubt with how skilled she diffused it. They got off the bus peacefully and I even saw she offered him some food from her bag which he looked so happy about.But thank you for doing that and sorry for the guy that has to deal with that kind of ignorance from people every day of his life. We need to be better than these people who don’t try to understand.I’m typing this literally right after it happened on the bus still. I don’t want to forget later or think ahh it’s not a big deal and never end up writing this. via /r/toronto https://ift.tt/3uF60AJ

https://ift.tt/3pnftvz via /r/UpliftingNews https://ift.tt/3vRLaj2

https://ift.tt/3z0ZrLZ via /r/pics https://ift.tt/3i9U876

https://ift.tt/2S67SF9 via /r/woahdude https://ift.tt/3fL8OrB

https://ift.tt/3peSKRY via /r/aww https://ift.tt/3fIaQJ2

https://ift.tt/2SQRAA6 via /r/Damnthatsinteresting https://ift.tt/2RYfmdA

They do when the bond market has faith in governments’ finances. But if/when you lose the confidence of the bond market you’re toast and no longer making decisions. The yields on your bonds skyrocket which means the rates the Feds are paying on new debt skyrockets.The ONLY way the BoC can do anything about that is by buying up literally all the new debt issued by the government and therefore monetizing it. If you’re doing that in a scenario where fixed income investors have lost faith in your ability to repay you’re going to see double digit inflation. For that reason the Feds would decide it would be better to implement painful tax raises and spending cuts to try to assure the bond market they’re serious. This is exactly what happened in 1994 resulting in Martin’s 95 budget. That will stop a runaway scenario but leave yields at a high level. Your mortgage will be significantly more expensive upon renewal.All this to say, I keep seeing it repeated on this sub over and over again that “The BoC will never raise rates, the Feds can’t afford it! Look at their debt pile!”This is totally and completely wrong in exactly 180 degrees. The more debt the Feds rack up the more they’re playing with the confidence of the bond market. When the confidence cracks investors on Wall Street determine what your interest rates are not the BoC.Is this guaranteed to happen? No, Japan shows you can keep the confidence of bond investors with ever higher amounts of debt. But it can happen, it happened in the UK in 1976, in Canada in 1994 in South Korea in 1997, in Brazil in 1997, in Iceland in 2008, in Greece in 2009, and in Ireland in 2010. All to say you’ve been warned. via /r/PersonalFinanceCanada https://ift.tt/3g3yDST

https://ift.tt/3v7APPb via /r/programming https://ift.tt/3idgMeO

https://ift.tt/34ABygj via /r/houseplants https://ift.tt/3c9wtjo

https://ift.tt/2SLe99e via /r/TheWayWeWere https://ift.tt/3vF8Nes

https://ift.tt/3fA9b8r via /r/OldSchoolCool https://ift.tt/3fIjHe1

https://ift.tt/2SEQJCy via /r/pics https://ift.tt/3yQSOf8

https://twitter.com/l_stone/status/1399355080898383876?s=21 via /r/toronto https://ift.tt/34y4SEd

https://ift.tt/3wOH37n via /r/canadahousing https://ift.tt/2Rab9TC

https://ift.tt/3vGoVfy via /r/TheWayWeWere https://ift.tt/3p7IBXa

https://ift.tt/3fCMj8q via /r/OldSchoolCool https://ift.tt/3c55DsO

https://ift.tt/3fVhxpZ via /r/mildlyinteresting https://ift.tt/3c7Txiy

https://ift.tt/3vGERP2 via /r/funny https://ift.tt/3fAOjxP

https://ift.tt/3cl9Ozd via /r/todayilearned https://ift.tt/3p1IGfe