Made the worst financial mistakes out high school. $30,000 in student loan debt, and no degree at 21. Looking to get my life on track. Any advice will help me out.

June 16, 2021 No comments Article

Hi everyone,I’m currently 21 years old, moved back home with my family in Toronto to get my academic and financial life back in order.In 2017, I went to University with no career direction. I took out some OSAP loans, and decided to live on campus for the “university experience”. A year in, I’ve developed some

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Friends not budging, setting the price floor for their sales

June 15, 2021 No comments Article

Got a couple of friends in their late 30s trying to unload their empty income properties and I have noticed their houses aren’t selling like in March/April. Yesterday I was out with them and they acknowledged there won’t be any price drops, that they are in no rush to sell them (the mortgages have been

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BMO Advice Direct is Awful (review)

June 14, 2021 No comments Article

TLDR : BMO AdviceDirect puts you into a profile based on a 30 minutes KYC with one of their advisors and then acts like a stock screener and you pay 750$ to 3750$ per year for that service.Hello all, sorry for the long post but I had a bad experience using BMO AdviceDirect and I

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Tax the workers, Reward lazy asset-owners

June 13, 2021 No comments Article

It’s 1971.Be NIMBY boomer.Pay $3,800 for 4-years of tuition.Buy house for $35,000 on the salary of a grocery bagger.Vote NIMBY policies for 50 years.Vote for policies that prioritize asset inflation above-all-else for 50 years.It’s 2021.Sit at home doing nothing all year.House increased $250,000 in value last year.Pay 0% capital gains on the sale.It’s 2021.Be me.Work

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You Know the Housing Market is Fucked when…

June 7, 2021 No comments Article

You know the housing market is fucked when 6/30 people from your high-school classes became real-estate agents after dropping out of college and takin “weeks worth of courses”.You know the housing market is fucked when a bunch of your brothers’ friends quit their labour jobs and are making crazy money by building fences and porches.You

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