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Hi everyone,First of all, thank you for taking the time to read this.I have 2 lovely, lovely, friends (engaged) who are in major need of help (and still a bit of denial).Here are their situations:Laura, 31 years old.$7,912.94 credit card debt @ 24% interest. (down from $11,500)$19,788.51 LOC debt @ 6.25% interest. ($20,000 limit)Car financing:
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I put together some graphs that compare the US and Canadian economies. It seems while the US economy does have its housing booms, Canada’s business investment has seemed to have shifted in a more permanent fashion.In 1999, Canada had a spending ratio of about 1.85X on productivity enhancing business tools vs residential construction. The US
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